Wednesday, October 12, 2005

always keep your receipt

I'm sure glad I did.

Turns out, when the deposit still had not posted by this morning into my bank account, I drove back to the same location, transaction receipt in hand, and inquired whether or not the money had gone into my bank account.

It had not.

This, my friends, is because (as I discovered in alarm this morning before I left) the last four digits of the account the money had been deposited into DID NOT MATCH MINE. Oh, yes, the checks had cleared--but to the wrong person.

While I had handed the teller a completed generic deposit slip, I didn't know my account number, so I handed her my driver's license as well. I assumed, wrongly, that she would take the time to make sure the money went to the correct account. As it turns out, she applied my deposit to another person with the same name. So, for the past day or so, this person has had MY paychecks in HER account. Grrrr.

But all is well. I was polite, the teller I worked with this afternoon was prompt, and my hard-earned cash was rushed back into its proper account without delay. Thank you very much.

From now on I am ONLY using the preprinted deposit slips in my checkbook, and I will never assume that a bank teller knows what he or she is doing. It is an unfortunate, but neccessary, precaution I must begin to take.

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